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Medicare

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The Health Insurance Information Counseling and Assistance Program HIICAP is available to Medicare beneficiaries and to those who will soon become Medicare eligible residing in our County. Contact us to schedule a free and confidential appointment with one of our highly trained HIICAP counselors  to discuss:

  • Medicare and health insurance questions about benefits, options, paperwork, and resources.
  • Medicare covered costs, deductibles and programs.
  • Health care costs that clients will be responsible for.
  • Information on insurance products that may help to pay for costs not covered by Medicare alone such as a Medigap or Medicare Advantage Plan.
  • How to review and select a Medicare Part D prescription plan.
  • Help in resolving specific health insurance problems.

Medicare

Medicare is a federal health insurance program for people age 65 and older and for those under age 65 with Social Security disability benefits for 24 months.

Medigap

Many companies market policies - known as Medicare Supplemental Insurance (Medigap) - to cover the deductibles and co-insurance gaps that remain the patient’s responsibility under Medicare.

These policies vary widely in benefits and price. The wise consumer will seek objective advice before buying a policy.

Medicare Savings

Certain low-income Medicare beneficiaries are entitled to have their Medicare premiums paid for by their state Medicaid program. Some of these people are also entitled to have Medicaid pay for their Medicare deductibles and coinsurance. These programs are referred to as buy-in programs.

Learn more about the Medicare Savings Program.

Medicare Part D

Medicare Part D is a prescription drug benefit available to everyone who has Medicare, regardless of income and resources, health status, or current prescription expenses.

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