Service members' Group Life Insurance (SGLI) is a program that provides low-cost term life insurance coverage to-eligible-Service members. SGLI coverage is available in $50,000 increments up to the maximum of $400,000.
Veterans Group Life Insurance
Veterans’ Group Life Insurance (VGLI) is a program that allows you to continue life insurance coverage after you separate from service. Once enrolled in VGLI, you will have the opportunity to increase your coverage by $25,000 every five years up to the legislated maximum of $400,000, until age 60. You have 1 year and 120 days from your date of separation to apply for VGLI.
Family Service Members' Group Life Insurance
Family Service members' Group Life Insurance (FSGLI) is a program that provides group term life insurance coverage to the spouses and dependent children of Service members insured under SGLI. The Service member pays the premium for spousal coverage. Dependent children are insured at no cost. FSGLI provides up to a maximum of $100,000 of insurance coverage for spouses, not to exceed the Service members’ SGLI coverage amount, and $10,000 for dependent children.
SGLI Traumatic Injury Protection Program (TSGLI)
Service members' Group Life Insurance Traumatic Injury Protection (TSGLI) provides automatic traumatic injury coverage to all Service members covered under the SGLI program. It provides short-term financial assistance to severely injured Service Members and Veterans to assist them in their recovery from traumatic injuries. TSGLI is not only for combat injuries, but provides insurance coverage for injuries incurred on or off duty.